Real Estate Loan Processor - Excel Personnel Services (Lompoc, CA) in Santa Maria, California For Sale
Company Description
Excel Personnel Services is your local staffing partner. We have been servicing the workforce needs of Santa Barbara and San Luis Obispo counties for almost 20 years. We are locally owned and operated and we know the Central Coast! Our team knows and understands the local business climate and employment market, and have we have a unique familiarity with companies in our area.
Excel's benefit plans include group medical, dental, vision and term life. Holiday pay, direct deposit, software training, weekly pay and referral bonuses.
Excel is an equal opportunity employer. Women and minorities are encouraged to apply.
Job Description
Real Estate Loan Processor - Mon-Fri 8am-5pm or 9am-6pm - Lompoc, CA - Long Term - Pay $17-$18/hr DOE
Work with one of the best financial institutions on the Central Coast!!!
Essential Duties:
Receives real estate loan application, reviews and verifies information, obtains credit reports and verifies credit references, disburses loan, may prepare payment book and mails book to member, posts loan information, balances daily work.
Inputs application into Prime Alliance site.
Computes interest and payments.
Provides member credit information or rating on request to credit agencies and other companies.
Assists members in identifying real estate loan products, which best meet their needs while maintaining real estate lending standards, including conventional, FHA and VA loans.
Responds to members inquiries and requests; assists in completing forms and documents
Resolves member problems and/or complaints
Distributes incoming fax documents and maintains fax machines; orders forms, documents and supplies
Maintains new and paid real estate loan files
Follows policies and procedures related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML) and Customer Identification Program (CIP) to ensure daily compliance with current regulations
Understands Desktop Underwriter and findings in reports
Understands and prepares loans and paperwork for the sale of real estate loans
Ensures loan documentation is complete and accurate, processes loans, documents loan file for conventional, FHA and VA loans
Performs a variety of transactions on member accounts, including loan adjustments
Reviews records and transactions to resolves errors, misapplied payments, researches account transactions to ensure that payments are properly applied
Prepares and maintains a variety of loan records, files and documents
Attends MLS meetings on occasion and affiliate meetings
Assists in training employees
Understands and comprehends the reviewing of appraisals
Performs within lending limits approved by Board of Directors
Handles loans of highest complexity, value and risk
Explains reasons for denial, and explore options for members when loans are denied
Provides assistance or guidance to more junior loan processors
Obtains Notary Public designation
Must be registered and in good standing with NMLS and renew registration each year.
Background and credit check is required for this position.
Excel is an equal opportunity employer. Women and minorities are encouraged to apply.
Source: http://www.jobs2careers.com/click.php?id=xxxxxxxx21.96